The Collective Economy competes against Wall Street across all industries and develops the products, services, technologies, and innovations needed to secure its members’ economic interests.

The Collective serves people, not corporations, automations, artificial intelligence, or other non-human legal entities. Members have control over their digital experience and can permanently filter out people, brands, corporations, and non-verified accounts across The Collective Network giving them the ability to always connect, communicate, and engage in commerce with real people and accountable businesses.

The Collective Economy is regulated by members through a direct democratic process; one member, one vote. All verified members of The Collective are 18+, living, working, consuming, or voting within the United States economic system. 

At 100M verified American members The Collective potentially represents 66% of American labor, nearly 50% of all US adults, 42% of all US income earners, or every American aged 18 – 40.

An annual membership fee of $5 powers The Collective Network.

Annual Infrastructure Budget

Verified MembersAnnual Technology Budget
1M Members$5M
10M Members$50M
25M Members$125M
50M Members$250M
100M Members$500M

The Collective Network is powered by The Collective Technologies, opensource consumer platforms replacing Facebook, Google, YouTube, Amazon, and other popular technologies. Members own and control their data and digital assets produced on The Collective Network.

Members migrate their digital lifestyle and commercial activity into The Collective Network over time. Americans make an estimated 70 economic transactions monthly or roughly two a day. US E-Commerce is on track to reach $1T by 2022 and American Households spend an estimated $7,000 annually or about $600 monthly on consumer products and services.

Every transaction coming into and commencing within The Collective Economy further erodes Wall Streets' monopoly over the US Economy by denying access to critical economic data and depriving their corporate agents of capital, consumers, and attention.

Economic Migration Impact

93% of Americans utilize the internet, 90% spend 2+ hours on their cell phones daily, 82% have a social networking profile, and the average time spent on social media by Americans was 2+ hours daily.

The top five tech companies; Facebook, Google, Amazon, Microsoft, and Apple have a combined market value of $8T+, generate nearly $1T in revenue annually. The United States is the largest digital advertising market in the world with an estimated $137B in 2020. Digital advertising spending in the U.S. is projected to grow to $153B by 2024 or $463 per American.

$40.5B (50%) of Facebook’s $86B annual revenue is generated in North America with 220M estimated US-based users. Verified members deleting Facebook and utilizing The Collective Network potentially migrate $184 of advertising revenue annually.

$69B+ (47%) of Google’s advertising revenue is generated from 246M Americans’ consumers' data. Verified members deleting their Google Data and no longer using their services has the potential to migrate $280 annually.

Big Tech can not survive without evasive, hostile, and persistent access to Americans data. Members utilizing The Collective Network's digital platforms migrate business activities such as advertising, e-commerce sales, and social engagement into the member-regulated TC Economy.

The Collective Credits are a stable digital commercial currency pegged to the value of the US dollar and operate as a medium of exchange no different than cash, PayPal, Venmo, payment cards, or store credit.

Companies and legal entities operating under a Fortune 5000 company or primarily funded by investment funds representing $100M+ in the capital are categorized as tier 1 Commercial Entities (1CE) and have a standing exchange rate of $3: 1-TCC. All other businesses and commercial entities operate on a $1:1-TCC exchange rate until 2026 when companies generating $100M+ in revenue but not affiliated with a 1CE organization will be elevated to $1.25/1-TCC.

Individual commercial entities can request lower exchange rates. Requests are reviewed and voted on by The Collective Members. Exchange rates are set in one-, three-, five-, and 10-year intervals. 

When The Collective has successfully integrated with the traditional financial networks of the US by assembling The Collective Credit Union Alliance, marshaled 100M verified US adult members, and migrated portions of their economic activity into The Collective Economy will represent an economy larger than any single state in the US; surpassing California’s $3T GDP.

115M American households make under $200K annually and hold over $39T in wealth and generate $8T annually in economic activity. Members migrating their banking interests into member-owned credit unions minimize Wall Streets' economic influence and funds a new generation of American advancement.

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